Sunday, November 27, 2016

3 tips to staging the outside of your home like a pro

Are you considering putting your house up for sale, but not sure where to start? Afraid it will take too long to sell, or that you won’t get the price you want? Think about “staging” your home, or in other words, setting the scene for immediate buyer interest in your property.


To be really effective, you need to look at both the outside and the inside of your home. Here are 3 tips to get you started with the outside of your home:


1. Go stand on the street to see what clients see when driving up to the house. Be aware that any negative impressions they get outside the house (landscaping not maintained or non-existent, peeling paint, etc.) is just going to make them think that the house itself has not been well taken care of. So even if you have spent the time and money to fix up the interior, it would all be wasted if the clients get a bad first impression as they drive up to the house.


2. Next, step outside your front door and close the door; then stand on the stoop and look around for 5 minutes. While the realtor fumbles for keys and tries to figure out how to open the door, the clients are standing behind and looking around. So what are they seeing? Dead plants, old Halloween decorations in the middle of January, cobwebs? Again, not a good first impression!


It’s definitely worth it to take some time and clean it up. Want to go a step further? Try a new coat of paint or some new furniture or accessories.


3. Don’t forget the backyard. While that might not be part of the potential buyers’ first impression experience, you still should make sure it’s in the best condition possible. Pull up weeds, water plants, do some sweeping (if that’s applicable in your case) and maybe even purchase new furniture or accessories (plant pots, bird houses, etc.)


And the biggest tip of all? Imagine yourself as a potential buyer looking at your property for the very first time. What impressions are you getting? Would YOU buy your house? What would you like to see changed before you put an offer on your house?


And don’t worry about spending several thousand dollars to get your house ready to sell – you’ll get it all back when your house sells. Proper staging helps you sell your house in a shorter time and at the price you want.


Saturday, November 26, 2016

Does the american government see its citizens as its children

In Americas 230 year history the government seems to have forgotten that there job is to run the government as the people see as best and not the government telling the people what is best for them.


The most recent example is the Internet gambling Ban signed into law last week by President Bush. The bill makes it illegal for banks and credit card companies to transfer money to casinos for the purpose of wagering on sports or games of chance, like roulette, blackjack and poker.


These games are harmlessly enjoyed regularly by millions of Americans everyday, but some people become addicted to these games so the government is telling all of its citizens that no one is allowed to play these games in an online casino.


This is not the first case of the government going against the wishes of the people, in the early 1900’s the government decided that the consumption of Alcohol should be banned, because some people were developing health and mental problems related to drinking too much. So rather then educating the people on the ill effects of prolonged Alcohol abuse the American government banned Alcohol.


But instead of reducing the consumption of Alcoholic beverages it increased, and because the government was not allowing the production or importing of Alcohol, organized grime got into the moonshine business, and eventually the Government saw the error of their decision and repealed the law.


Another great example of a failed policy to protect the people is the war on drugs that the government has been aging since the early 1980’s Billions of tax dollars a year goes into the war on drugs, but what are the results?


The price of drugs has risen, and to support their habits many drug addicts have had to commit acts of robbery and murder to get their drugs.


The American prisons are packed full of people whose only crime was possession of these illegal drugs.


Instead of being an industry that is regulated and controlled you have people selling these drugs to kids in school playgrounds, and shooting each other to protect their territory.


Had the government decided not to criminalize drugs but make it a heavily controlled industry, they could use the tax money for social programs like schools ad to give Americans universal health care.


Please do not misunderstand me I am not in favor for legalizing hard drugs, but the current system is not working at all, but I am all in favor for legalizing online casino gambling.


If I choose to play some hands of blackjack or poker from the comfort of my home what rights does the government have to tell me not to, and what sense does it make that I can not play in a casino over the internet, but I can drive down the street to the local casino and play there.


To enforce this ban millions if not billions of dollars of software and computer hardware will be needed to monitor all of the banks transactions and that money will come from taxes instead of the government taxing online casinos or even having all the online casinos government controlled then they get all the profits to be used to improve the lives of the American citizens, millions of which are bellow the poverty line if not homeless.


The American government needs to start re-thinking its policy of treating its citizens like small children, or the American people need to demand a new government.


Friday, November 25, 2016

Find more than just a degree of success at california community colleges

It's a great pleasure and honor studying, working as well as teaching at some of the prestigious California community colleges. I moved in 1977 across from back east of the country with two suitcases and 300 dollars, to take advantage of the educational system in California in general and of California community colleges—for starters—in particular. Besides being unbelievably affordable at that time it was also extremely reputable as fine preparatory, or transitional, institutions of higher education. During my first semester at College of Marin, for instance, besides buying my texts, I paid only $3.00 for the whole semester. That was for the Health Fee.


California community colleges are not quite so low-priced—though they are still affordable—in recent times, but they are still brilliant first - and second-year colleges and trade/occupational training sites. Those graduating either from the neighboring high schools or returning to college after years away attend courses and programs in almost all of the major disciplines and/or take up vocational courses for example those in the Automotive Mechanics or Cosmetology divisions at almost all of the 72 regions’ California community colleges.


As the Chancellor of the California community colleges reveals in the mission statement (at cccco. edu/faq_cccco. htm#mission), basic aims of all of the California community colleges are to offer “essential and important functions” such as basic skills instruction, English as a second language (ESL, or, English for speakers of other languages, ESOL) education and practice, adult non-credit instruction, and student and community support services.


While funding is the contingency (and often the bane), some California community colleges engage in outreach, research, and other related projects and programs. They often present a small degree of health services, offer social and academic guidance and support (for honors charters, for instance) and extracurricular access (as, for example, student associations and clubs as well as sports teams).


Despite the fact that I taught and worked at and am thus partial to select California community colleges in the Bay Area (in Northern California), they are some of the best kept secrets all over the state. Below is the list with individual colleges where you can find additional information online by either typing in the name of the college and dot net, or dot cc dot ca, or dot edu:


American River College, Sacramento


Butte College, Oroville


College of San Mateo, San Mateo


Diablo Valley College, Pleasant Hill


East Los Angeles College, Monterey Park


Feather River College, Quincy


Grossmont College, El Cajon


Hartmon College, Salinas


Imperial Valley College, Imperial Valley


Laney College, Oakland


College of Marin, Kentfield


Ohlone College, Fremont


Palomar College, San Marcos


College of the Redwoods, Eureka


Skyline College, San Bruno


Taft College, Taft


Ventura College, Ventura


West Hills College, Coalinga


Yuba College, Marysville


Why are people buying shoes online let me count the ways

These days, finding the perfect pair of shoes is only a click away. The enormous selection at Shoebuy. com is something that your local shoe store just can’t match. Whether you are looking for boots, dress shoes, casual shoes, athletic shoes or some comfy slippers you will find exactly what you need at the price you want and in the size that fits you. Why are people buying shoes online? It’s easy, for selection, price and convenience.


Shoebuy has the largest selection of shoes anywhere, online or offline. Shoebuy represents 250 top brands with the most styles per brand, the broadest range of materials, colors, sizes, and widths, and with the most up to date fashions. Find shoes in sizes ranging from a women’s size 2 to a size 17 or a men’s size 1 to a size 20, with width’s running from extra narrow to extra wide.


The sale center provides savings of up to 65% off, so why would you want to shop anywhere else? Plus, you can see what other customers think by checking out customer’s reviews and ratings on the thousands of shoes and accessories; enjoy free shipping with live customer service and free returns, all available at Shoebuy. com.


There are great savings every day at Shoebuy and with these great savings, you won’t be hit with any additional sales charges or fees. Shoebuy offersfree shipping and free return shipping anywhere in the United States and you will receive your order within three to ten business days. First time customers receive an additional 10% off their purchase and the opportunity to save more on future purchases. Whether you’re a first time buyer or not you can review other customer’s ratings from the thousands of products across the website. Find out if a shoe runs a little wide or narrow from others who have bought the same item.


Another advantage to online shopping is not worrying about the hassles of long lines and all of your returns are free and come with a 110% price guarantee. That’s right, if it doesn’t fit – return it. Not only is shopping online fast, easy, and hassle free, but Shoebuy. com offers advice on how to purchase shoes online for wide, narrow and all shoe sizes that most people have a difficult time finding. In fact, Shoebuy provides printable fitting charts and bandwidth for men, women, and children to help your shoe buying experience an absolute success. All you need is a printer and you can use our printable fitting chart. Similar to the foot-shaped devices you find in a traditional shoe store, simply stand on the printable fitting chart to determine your shoe size. The printable fitting chart works for men, women and children. No printer? No problem, you can use our measurement table. Simply measure your foot with a ruler or tape measurer, then find the closest measurement on the measurement table that is equal to or greater than the length of your foot.


After you’ve found your shoe, read the reviews, and are ready to make your purchase, you also enjoy the advantage of no sales tax on every order because Shoebuy pays all applicable sales tax for you. And whether you are making a return or an exchange, Shoebuy will provide you a pre-paid shipping label for your order to send your return. All you have to do is choose from the largest selection of shoes online.


The choice is simple, with the advantages of purchasing without any sales tax, and enjoying great sales and discounts from your own home, secure purchasing, live customer service, and free shipping, you can see why everyone is shopping online. Make your next purchase with Shoebuy. com.


Thursday, November 24, 2016

Hoodia gordonii can solve your weight problem

Having lots of delicious foods that are made available for us, lots of people tend to eat everything that they want. They eat what they want without considering their weight, but as soon as they found that they are gaining so much weight, they look for ways to lose weight.


Gaining to much weight can bring to other health problems which absolutely you do not want to happen. So you have to start doing something to make you lose weight before it can come to a point that it can harm your health.


Yes, being overweight can ruin your life since it can bring about lack of confidence and it can change the way you relate with other people.


But there are weight loss products that are available in the market that can make you lose weight. There are pharmaceutical medicines that are available out there to make you lose weight but because of the risks of having side effects that people can have when they use such medicines, more and more people are afraid to use it and prefer to switch with natural weight loss products.


One of the effective weight loss products that you can use to lose weight is hoodia gordonii. Hoodia gordonii is a famous weight loss product that more people are using since they believe that it is the most effective and safe weight loss product that can make them lose weight without any side effects.


With in terms of effectiveness, yes, hoodia gordonii is proven and tested to be effective. Hoodia gordonii is a cactus like plant that can be seen in Kalahari Desert of South Africa. San people used to eat this plant by removing the spikes and skin of this plant. So scientists tested this plant to make sure it is non-toxic. Scientists found out that this plant has a miracle molecule which is called p57 which works by tricking the mind by telling that you have eaten and satisfied. This came to such results by testing the p57 with animals. The San people used this plant for centuries to suppress their hunger and thirst especially when they are out for log hunting.


This is the reason why more and more dieters out there prefer to use hoodia gordonii because this product is known to be safe since it doesn’t have the risks of having side effects and it is effective. So if you are having weight problems, you can take hoodia gordonii.


It is recommended that you take hoodia gordonii and combine it with eating healthy and exercising. You do not have to let the product do all the work for you, do not rely so much with the product, you have to help out as well in order to see great results.


Changing your habits can be hard for you but you have to do it. You can do it by making it a step at a time. Yes, you need to change your eating and exercise habits, but you can take it slowly. You can replace pasta or cake with fruit and vegetable. You can replace soda with water. These little things can help out in losing weight until you can finally control your habits.


Yes, taking hoodia gordonii can make you lose weight but you have to follow instructions carefully to see great results.


Tuesday, November 22, 2016

Plug-in profits -- just another scam or the real deal

-- 3 Step Money making formula -- yeah right!


-- No Experience Necessary -- sure I've heard that before!!


-- $40000.00 per month in earnings -- how many times have I seen those claims before?


Well the three steps are not at all a money making formula, they are just the three steps to getting your website. "Build it and they will come". Yes it is a very good website but as I am sure you are aware, unlike the above quote, the internet does not work like that You will only get visitors from your marketing and advertising efforts.


The training provided in the 30 days to success guide is very good. Yes you could probably get some results with out any experience. You would need to be an exception to the typical internet newbie, and be able to focus entirely on the training process and not get distracted by the various other offers made by the numerous websites you will be referred to along the way.


$40000.00 per month. Well that is the claim of Stone Evans, "the Home Biz Guy" who is the founder of the program. He certainly provides plenty of evidence that this is a true statement. Just remember like all of these successful internet marketers, they make that amount of money because they developed the program and are at the top of the system. If you are looking at using these types of systems and they can be very useful and profitable, However you will never match their earnings. Your expectation must be to use it as ONE OF your income streams and as such you would need to set your expectations based around how much time and money you are prepared to spend promoting it.


Like most products offering a pre-loaded website you get it for free. In this instance it is a very comprehensive site.


The program is based around joining 6 key affiliate programs. The affiliates are some of the best going around like Success University, SFI Marketing, and Traffic Swarm.


As you may be aware these programs are not all free to join. This may be an initial deterant. If you were interested in Plug In Profits I would recommend not to sign up for any of the paid programs to begin with. You can always sign up at a later stage. However You will need to sign up for a hosting account. This will cost $25.00 per month.


One of the best features of the system is the 30 days to success training program. So by the time you have gone through the training you will be able to judge the overall viability and suitability for yourself. At that time you can join the programs that require a monthly commitment.


The training is delivered daily to your email. It is also available to view in full in the back office of your website, so you could go through it more quickly if you wish. Each of the daily modules is about the right size and should not cause brain overload. If you are not familiar with the topics I suggest you just do one unit a day or even take a couple of days to fully absorb the concept and do your own research to see if you would like to implement that strategy.


During the sign up period and also in some of the training, you are directed to a variety of paid options for advertising. once again while I do support many of these forms of Advertising I would recommend that the training be completed before any additional capital were outplayed.


Overall, no it is not a scam, if you do your research you will find that it is a worthwhile program, probably better suited to those that have some understanding of the basic forms of internet marketing and advertising. If you are setting up or already have a home based business this would be a good platform to generate a solid regular income.


Monday, November 21, 2016

Pros and cons of reverse mortgage payment

California Reverse Mortgage is a loan where the lender either pays you a lump sum at one go, makes regular monthly payments, extends a line of credit, or a combination of the three. You continue to own your home and pay property taxes, operating expenses and maintenance. But because you make no regular pay outs on the loan, the balance owed rises each month with the interest applied to it. In the event of your death, your heirs would be responsible for paying the total debt, which is often done by selling or refinancing the house. There are a number of pros and cons for the various California Reverse Mortgage Payment Options.


A. Line of Credit: This is when the access funds are at your discretion. The Pros and Cons of this type of California Reverse Mortgage payment are as follows


Pros: Flexibility - One of the Pros of this Reverse Mortgage Payment is that you can access funds anytime, whenever you need them.


Potential - Another Pro of this Reverse Mortgage Payment is its growth feature. The unused balance grows. This does not mean you are earning interest. The growth factor takes into consideration that your home has appreciated in value over the past 12 months and that you are one year older.


Extra Income - You can use your equity to supplement your retirement income. You can take a lump sum of cash and a monthly check. You can also take a monthly payment and have a line of credit you can write checks on as you need.


Cons: Spending lure - One of the Cons of this Reverse Mortgage Payment is that is that the funds can be easily exhausted.


Red tape - To access your funds, you must submit a written request to the loan servicer managing your account. It includes several rounds of official documents and meetings to get the amount approved.


B. Term: here you receive fixed monthly payments for a set period of time. The Pros and Cons of this type of California Reverse Mortgage payment are as follows:


Pros Instant transfer - Funds are instantly and automatically deposited to your bank account meeting your instant finance or emergency needs.


Regular money generated - You can receive large monthly advances helping in planning out your regular expenses.


Cons Fixed amount - The amount of funds you receive each month is fixed, so if you need additional funds, you will have to request a payment plan change which is a time consuming process.


A major disadvantage of this Reverse Mortgage Payment is that monthly advances are not indexed for inflation.


C. Tenure: here you receive fixed monthly payments for as long as you live in your home. The Pros and Cons of this California Reverse Mortgage Payment are as follows:


Pros


Worth it - The monthly advances continue for as long as you live in your home, even if the total amount you receive exceeds the value of your home. Despite this, you will never owe more than what your home is worth.


No money worry - You can keep receiving payments for as long as you live. Your spouse will keep receiving the payments if he or she is still alive. You never have to sell your home even if you outlive the equity. The income you receive is tax-free.


Cons The amount of funds you receive each month is fixed, so if you need additional funds, you will have to request a payment plan change.


You leave less equity for your children if you choose the wrong program.